Jumper Effect - Adobe Premiere Elements Tutorial :)

!±8± Jumper Effect - Adobe Premiere Elements Tutorial :)

Really basic tutorial. Sorry for the length, had to cut some parts Please rate, comment & subscribe for more :) - Marius Keywords Tags For Youtube and Other Video Sharing Sites. Ok now we have our movie file but its rather large but dont worry too much about that as when we edit the file will get smaller as for the movie file will upload faster. Ok at the moment we have a unedited movie, in the this video i will show you how to edit a puppy video i made :) How To Make Folders and Edit Them Save Upload Movie Making Editing Watermark technology Photo Shop tutorials High Definition Audio/Narration Three topics, Plug-ins, Stock Video Footage and Zooming The differences in Windows Movie Maker version 1 versus 2 Picture-in-Picture Tutorial Text Clips (Titles and Credits) Using Microsoft's Photo Story 2 Dividing a Complex Project into Sub-Projects File Formats: Which ones work with Movie Maker 2 Compression, Codecs and the Windows Media Encoder About: MPEG Files and mini tutorial on creating a DVD About: Text Message Using IrfanView with Movie Maker 2 Windows XP Sp2 and Movie Maker 2.1 Making Text Images for Photo Story 2 Using VirtualDub and NanDub with Movie Maker Analog Capture using Dazzle DVC 80 Exploring Audio - Enhancement, Generational Losses, Sync with Video, Conversion.From DVD disc to Movie Maker Movie Maker, Photo Story and TMPGEnc Using Movie Maker 2 and Photo Story 2 Rad Video Tools Anatomy of a Photo Story Project File About Project Collections Photo Story 3 ...

Jumper Effect - Adobe Premiere Elements Tutorial :)

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Winning adjudication adjoin Farmers Insurance ~ CAR INSURANCE FAIL!

!±8± Winning adjudication adjoin Farmers Insurance ~ CAR INSURANCE FAIL!

Watch out, Farmers Insurance is not going to do you any favors when settling a case against them. They've been fined millions of dollars by North Dakota, California, Texas and Washington State even threatened to take away their license to do business because of deceptive business practices. Someone pulls out in front of you while you did nothing wrong? Think it's open and shut and their insurance will act honorably? Not Farmers Insurance. Watch how Farmers twists facts to blame the innocent driver with 40% of the accident, this happens all the time and it may be well worth your time to fight them!

Winning adjudication adjoin Farmers Insurance ~ CAR INSURANCE FAIL!

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Progressive Car Insurance Company Review - Progressive Direct Auto Insurance Guide

!±8± Progressive Car Insurance Company Review - Progressive Direct Auto Insurance Guide

If you're in the market for new auto insurance, Progressive car insurance company may be a great option for you. After being in the business of auto insurance for 70 years, Progressive has become the nation's third largest provider to millions of customers.

With six major countrywide locations in Austin, Cleveland, Colorado Springs, Phoenix, Sacramento, and Tampa, Progressive is fully staffed with representatives ready to help you find the best coverage possible.

So what exactly can Progressive do for you? Progressive auto insurance company gives you options. Not only do they quote you their rate, but they also give you quotes on up to three other provider's rates. Being able to get information such as this right of the bat makes Progressive quite attractive. If you're the type of customer who thrives on options, then Progressive may be a viable place for you to begin your auto insurance search.

But, that's not all they offer. Let's take a look at what else you get when purchasing car insurance from Progressive:

Total Loss Concierge

Just found out your car was totaled? Don't have the time to shop for a new vehicle? No worries. Progressive car insurance company will do it for you. All you need to do is tell them what you're looking for and what you can afford. Progressive will do the legwork for you by calling dealers and lenders, getting results fast. Really, it's as simple as that.

Accident Forgiveness

When you have car insurance from Progressive for four years and remain accident-free for three consecutive years, your rates won't go up after an accident. The nice thing about this is that accident forgiveness is built right into your policy as a reward for being a safe driver. No extra charge and no hidden fees. It's just their way of saying thank you for being a valued customer.

Immediate Response Vehicles

More commonly known as IRVs, these vehicles will travel to wherever your car is to assess the damage. The minute you call in to report your claim, an IRV will be on its way to take pictures, talk to witness and make an on-site estimate so you don't have to wait. It's efficient, it's friendly and it's only from Progressive.

Auto Insurance Discounts

There aren't many consumers that dislike receiving discounts. In all honesty, who doesn't love to save some money when they can? With Progressive car insurance company, you can get those sweet little discounts for a number of reasons. Things like E-signing, paying in full, covering multiple cars and owning a home are just some of the ways you can save on your auto insurance instantly. Keep in mind that certain discounts vary depending on where you live. In other words, not every state offers the same types of discounts. Therefore, talking with a representative will help you learn what you qualify for.

So, you get discounts on your auto insurance. Now what? Well, it doesn't stop there. Progressive offers more than just discounts off your car insurance. The type of vehicle you have covered (i.e. motorcycle, boat, etc), will determine what discounts you are eligible for.

For you motorcycle drivers out there, Progressive offers discounts for Honda Rider's Club of America (HRCA) members, homeowners and customers covering multiple bikes.

Want to float your boat without spending too much? Having a boat less than ten years old, less than 27 feet and less than 250 horsepower will allow you to save.

If you have a mini-motor or pop-up RV you can catch a break too. What about owners of large RVs? Well, if you're married, that's enough to get a discount as well.

The list goes on...

Multi-Coverage

Progressive offers you more than just car insurance. Working with Progressive car insurance company allows you to get coverage for motorcycles, RVs, boats, snowmobiles, homes (whether you own or rent) and pets. Yes, it's true--your valued family pets can now be covered for accident injury if they ride in the car with you.

Compare Progressive Auto Insurance Quotes

The bottom line is that ratings have shown favor on Progressive car insurance company. With its quick and friendly service, discount programs and multi-coverage, customers have been more than pleased. Granted, there may be another insurance company better suited for you. However, Progressive's consistent record of integrity and dedication to its customers, makes them worth looking into.

Be sure and compare quotes from multiple auto insurance companies before making a decision to purchase.

Progressive Car Insurance Company Review - Progressive Direct Auto Insurance Guide

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Small Business Finance - How to Calculate Your Needs

!±8± Small Business Finance - How to Calculate Your Needs

Your optimism on the future of the business may overshadow the crucial aspects and specific details required in keeping the business on the progressive status. Sometimes, owners happen to be very aggressive and confident in terms of financial standing that they tend to become very lax when dealing with borrowing money. This creates a big problem since every cent of the money borrowed needs to be put into proper use. Unfortunately, what happens to some is that when they have the chance to borrow money, they borrow more (or less) than they require.

So when it is time for you to take a small business finance, you have to know how to calculate your needs.

There are several factors that affect the amount of money you need. They are worth discussing one by one.

Credit rating - The eligibility for a loan, especially on small business finance, is based mainly on the credit rating of the person. A good credit score means higher amount of loan and lower interest rate. Tip: Obtain a copy of your credit report long before you approach a lender. With a good lead, you have enough time to improve it further or to have your score fixed should there be any inaccuracies. Also gather all your business documents. This includes financial statements with attachments and schedules, tax returns, financial statement (interim year-to-date), and other documents that will help the lender assess your loan application. By doing so, the processing time is reduced.

Savings - Establishing a business or keeping a business running requires a good capital. Pulling out money from your saving will significantly reduce the amount of money you require for a loan. Tip: before you borrow money from lender, tap your resources first. This can cut the amount of money borrowed and the interest you pay, which in turn will increase your profit further.

Expected return/monthly expenses - Before borrowing money, project the amount you can afford to pay back. Your expected income minus the monthly expenses should be well over your loan payment.

Amount required - How much money do you need? Where should the loan go? These 2 questions should be answered first before you go to a lender. You do not simply say, "as much as you can lend" when you asked by the lender on how much money do you need. A reply like this will definitely shut your chances of getting a loan. Have a good estimate of how much money you need. Know where the money should be spent. This way, you can better plan the repayment or project whether or not you can afford to pay the loan back. Another good thing about knowing exactly how much you need is you can carefully manage your finances against other factors that were mentioned above.

Your credit rating, savings, expected return, monthly expenses, and amount of loan required should therefore be included when calculating your needs.

How to Calculate Your Needs?

Once you know where the money should go, identify which items are optional and which are necessity. Having a good funding on your small business is imperative but creating an impartial judgment towards management of funds will bring you a long way. Pinpoint the total amount of money you need by enumerating the small detail. For example, the start up expenses you may include: installation of fixtures and equipment, fixtures and equipment, decorating and remodeling, starting inventory, licenses and permits, legal and other professional fees, deposits with public utilities, consulting and software, advertising and promotion for opening, cast, etc.

Then ask yourself, "Can you afford to pay for the loan?" Borrowing is easy, paying it back can be a problem. So to make sure that you can afford to pay the money back, make a good projection of the future income of your business. Compute your monthly expenses which may include the following: monthly expenses, salary of owner-manager and staff, rent, supplies, advertising, telephone, utilities, delivery expenses, insurance, interest, taxes, maintenance, legal and other professional fees, etc. Deduct these expenses from the projected monthly income. Is your net income more than enough to pay your loan? If yes, then the loan can be borrower. If not, then it is not worth the risk.

Finally tap all your available finances. Do not rely entirely on your lender. Subtract the amount of money you need from your savings. The difference should only be the money you should borrow.

Small Business Finance - How to Calculate Your Needs

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